In this article, we provide an explanation and template of the ALTA 39-06: Policy Authentication Endorsement. Request a copy of our free endorsement book today to learn more about this and other ALTA endorsements that can be utilized in title insurance.
POLICY AUTHENTICATION ENDORSEMENT (ALTA 39-06) (Adopted 4/2/2013)
When the policy is issued by the Company with a policy number and Date of Policy, the Company will not deny liability under the policy or any endorsements issued with the policy solely on the grounds that the policy or endorsements were issued electronically or lack signatures in accordance with the Conditions.
This endorsement is issued as part of the policy. Except as it expressly states, it does not (i) modify any of the terms and provisions of the policy, (ii) modify any prior endorsements, (iii) extend the Date of Policy, or (iv) increase the Amount of Insurance. To the extent a provision of the policy or a previous endorsement is inconsistent with an express provision of this endorsement, this endorsement controls. Otherwise, this endorsement is subject to all of the terms and provisions of the policy and of any prior endorsements.