The Right And Wrong Way To Secure Cheaper Title Insurance Coverage 

07/08/2026 11:30 AM       Mark Goodman

If you’re financing a commercial purchase, you’ll likely be required to purchase a lender’s title insurance policy in order to secure the loan, and you’ll also want to strongly consider an owner’s title insurance policy that protects your interests. Like any person, you want to find a good deal on coverage and avoid overpaying for protections you don’t need. There are a few different ways you can avoid overpaying for title insurance coverage, and some methods are better than others. Below, we discuss the right and wrong ways to find cheaper title insurance coverage for your commercial property. 

The Wrong Way To Secure Cheap Title Insurance 

Let’s start by discussing the wrong way to secure an owner’s title insurance policy for your property. Some people just google “cheap title insurance coverage” and click on sketchy links that offer to provide them a cheap policy. Unfortunately, this would likely be a bare bones policy that may not actually offer you protection against the most common title issues. Considering you aren’t required to purchase title insurance, you are doing so because you understand the value in protecting one of the biggest purchases of your life, there’s no reason to cheap out on coverage that isn’t really going to protect you when you need it most. Shopping around for the “cheapest” policy is the easiest way to get burned when working to secure title insurance coverage. 

The Right Way To Secure Cheap Title Insurance 

Many commercial real estate investors find that the best way to save money when securing an owner’s title insurance policy is by working with a skilled team of title service agents like the ones you’ll find at Commercial Partners. Hiring a professional team to assist with the purchase and help secure title insurance may seem like added expenses, but many professionals provide more value than they cost, making their expertise incredibly valuable. 

For example, our team can take a close look at your property and determine exactly what type of coverage and endorsements you’d benefit from and which protections you shouldn’t need given your plans for the property. Cutting out unnecessary expenses is one of the simplest ways to create more value in your policy, and that’s something we do for clients every day. 

By connecting with a title services team to assist in the development and issuance of your owner’s title insurance policy, you can take solace in knowing that you’ll have the protection you need in the event that a title issue arises. This may not save you on the front end, but it can make all the difference on the back end.  

So if you know you’ll need a title insurance policy, don’t try to keep costs down by finding the cheapest policy possible. Connect with industry experts who know how to keep costs down and protect your financial interests with a carefully crafted insurance policy. To see our work in action, connect with the team at Commercial Partners today at (612) 337-2470.