Sometimes documents are rejected because legal descriptions are incomplete, missing, or inconsistent when they’re compared to the existing records. This is especially common with complicated legal descriptions so it’s important to take time to review the legal descriptions that are being typed and verified them against the recorded prior documents.
Sometimes the amount submitted for recording is incorrect, or mortgage tax or deed tax is calculated incorrectly. It’s important to pay attention to the details of the county in which the property is located when calculating deed tax and MRT.
On occasion it can be confusing to know which county you should be submitting documents to. Several cities in the state of Minnesota sit on the border of two or more counties. Make sure you’re considering the right county when drafting documents.
When dealing with individual granters it’s important to list the marital status of the granter. This is important because in Minnesota the non-titled spouse has certain rights in real estate that need to be addressed. When one document suggests that it is in fact affecting another previously recorded document sometimes those reference numbers are incorrectly related in the document itself.