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Commercial Partners Title, LLC is dedicated to providing unparalleled customer service, commercial title insurance solutions, and creating great relationships. It is vital that we continue to find ways to execute on these promises to our clients; and with the advancement of social media, we believe we can take our values and ideals to a new level.
Please take some time to revisit our website and take advantage of our social media presence.
I hope you find our blog to be informational and educational. We want to continue to be your Experts in commercial title insurance.
I welcome your feedback.
Cordially, Mark
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The Basics of Title Insurance Location Endorsements
07/08/2024 11:22 AM
The location endorsements are just a couple of many endorsements that can be used in commercial title insurance. In this article, we are going to walk through some of the basics of the ALTA location endorsements that can be used when underwriting commercial title insurance.
A Brief Explanation of the Commercial Participation Interest Endorsement
07/03/2024 04:37 AM
When underwriting commercial title insurance, there are many easements to consider. In this article, we are going to offer a brief explanation of the commercial participation interest endorsement.
The Benefits & Uses of the Doing Business Endorsement
07/02/2024 04:35 AM
Each available title insurance endorsement has its own benefits and uses. In this article, we are going to explain the benefits of the doing business endorsement and when it can be used in title insurance underwriting.
What is the First Loss Endorsement?
07/01/2024 11:33 AM
There are many types of endorsements that can be used in title insurance – each with their own particular benefits. In this article, we are going to discuss the first loss endorsement and when it can be effectively utilized in a title insurance policy.
Title Insurance Non-Imputation Endorsements
06/26/2024 11:39 AM
There are many endorsements that may be beneficial to include in a commercial title insurance policy. In this article, we are going to discuss non-imputation endorsements and how they can be incorporated into a commercial title insurance policy.
Examining the Mortgage Registration Tax Endorsement
06/25/2024 05:37 AM
In this article, we are going to take a look at the benefits of the Mortgage Registration Tax Endorsement and when it can be beneficial to include in a title insurance policy.
What are the Title Insurance Mineral Rights Endorsements?
06/24/2024 11:35 AM
Commercial title insurance policies can be supplemented with various endorsements that can tailor a given policy to meet your exact needs. In this article, we are going to talk about one such set of endorsements – the Mineral Rights Endorsements.
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Explaining the ALTA Swap Endorsement
06/19/2024 04:49 AM
Swap endorsements are one of many types of endorsements that can be applied to a title insurance policy. In this article, we are going to briefly define the swap endorsement and outline when it can be used in a title insurance transaction.
When to Use Pending Disbursement Endorsements in Title Insurance Underwriting
06/18/2024 05:46 AM
ALTA Endorsements 32-06, 32.1-06 and 32.2-06 are designed for loan policies during construction in situations where the mortgage or deed of trust can never have priority over mechanic’s liens or where the mortgage or deed of trust has lost priority to mechanic’s liens (e.g., due to comme...
What are Survey Endorsements (ALTA 25 Series)?
06/17/2024 02:44 PM
Title insurance endorsements can help tailor your title policy to fit the unique needs of your property. There are a wide range of endorsements that may be useful when underwriting title insurance. This article will describe the benefits and uses of the ALTA 25 series survey endorsements.
3 Ways Commercial Title Insurance Can Save You Money
06/12/2024 12:28 PM
A commercial title policy is an expense that many consider foregoing to save money in a commercial transaction. However, that’s typically a short-sighted decision that may end up costing you more in the long term. In this article, we are going to talk about three ways commercial title insuranc...
What Exactly is the Sears Title Insurance Endorsement?
06/11/2024 05:25 AM
The Sears endorsement is one of many that can be incorporated into a title insurance policy. In this article, we are going to talk about the sears title insurance endorsement and discuss when it’s appropriate to use when underwriting title insurance.
ALTA 41 Series Water Endorsements Explained
06/10/2024 12:23 PM
There are many ALTA endorsements that can be utilized in the title underwriting process. In this article, we are going to talk about the ALTA 41 series water endorsements and when they can be used when underwriting title insurance.
3 Benefits of Working with an Experienced Title Company
06/07/2024 05:39 AM
The title company you choose to work with can make or break your commercial transaction so it’s important to work with a title company that fits your particular transaction. In this article, we are going to discuss three benefits of working with an experienced title company on your next commer...
Pari Passu Mortgage Loan Endorsement
06/06/2024 04:37 AM
The Pari Passu Mortgage Loan Endorsement addresses the needs of lenders who are obtaining co-equal lien priority with other lenders relating to parcels of real property collateral of a debtor. This type of transaction typically arises in the context of credit facility transactions where multiple len...
Planned Unit Development Endorsements Explained
06/05/2024 09:35 AM
The Planned Unit Development Endorsement is just one of many types of existing endorsements that can be used when underwriting commercial title insurance. In this article, we are going to talk about the planned unit development endorsements – what they are and how they can be incorporated into...
The ALTA Date Down Endorsement Explained
05/30/2024 06:42 AM
The ALTA date down endorsement is usually used to extend the coverage for an existing loan policy to a current date, usually because the insured mortgage is being amended or assigned. To do that we search the county records since the policy date and issue a Letter Report that identifies any changes ...
How Fairway Endorsements Can Be Used in Title Insurance
05/29/2024 04:38 AM
Fairway endorsements are one of many types of endorsements that can be utilized in a commercial title insurance policy. In this article, we are going to discuss fairway endorsements – what they are and why they are used when underwriting title insurance.
Contiguity Endorsements that can be Used in Title Insurance
05/28/2024 11:34 AM
There are a wide variety of endorsements that may be beneficial to use in a commercial real estate transaction. Whether or not an endorsement is appropriate for your transaction will depend on the specific details of your transaction. In this article, we are going to briefly discuss the ALTA contigu...
Restrictions, Encroachments & Minerals Endorsements for Title Insurance
05/22/2024 11:02 AM
Generally, the restrictions, encroachments, and minerals endorsements protect the insured Lender against financial loss in the event that any of the following occur.
The Benefits of Private Rights Endorsements
05/21/2024 05:00 AM
In this article, we are going to describe the benefits of the private rights endorsements that can be used when underwriting title insurance.
Commercial Title Insurance For Beginners
05/20/2024 10:58 AM
Commercial title insurance is an absolute must-have in any commercial real estate transaction. But many people, especially those who are new to the process, don’t know why that’s the case. In this article, we are going to discuss some of the most basic elements of commercial title insura...
Why You Need to Consider the Timing of Your Commercial Transaction
05/15/2024 12:19 PM
Every commercial real estate transaction is governed by certain timing restrictions that are unique to each transaction. In this article, we are going to talk about why it’s essential to consider the timing of your commercial real estate transaction.
What is Commercial Title Insurance?
05/14/2024 04:17 AM
Commercial title transactions can get complex and confusing rather quickly. It’s often beneficial to strip things down to their base elements in order to more easily explain their utility and benefits. In this article, we are going to explain what exactly commercial title insurance is and why ...
4 Reasons to Purchase Commercial Title Insurance
05/13/2024 12:14 PM
There are many great reasons to buy a title insurance policy for your commercial property, but not everyone is aware of why it’s a good idea to purchase commercial title insurance. In this article, we are going to talk about a few reasons to purchase commercial title insurance.
How a Title Company can Help with Easements & Endorsements
05/10/2024 07:02 AM
Easements and endorsements are two common elements that crop up in many commercial transactions. Chances are you will likely have to deal with one or both of these elements when conducting your transaction. In this article, we are going to talk about how a commercial title company can help with e...
A Common Example of a Title Defect
05/09/2024 05:00 AM
Defects in the chain of title can cause significant issues for property owners in the future. That’s why it’s important to catch these defects and resolve them prior to closing on a property. But despite the best laid plans, sometimes title defects can be missed even in a thorough title ...
Appurtenant vs. In Gross Easements
05/03/2024 07:57 AM
Easements are a legal method for allowing a party other than the owner of a piece of land to use that land for a specific purpose. There are many different types of easements, but from a broad view they break down into two separate categories. In this article, we are going to talk about the differen...
What Are The Benefits of a 3rd Party Escrowee?
05/01/2024 11:55 AM
When it comes to the topic of escrow, there is a lot to keep track of things can quickly get complicated. This is especially true when there are title objections involved in the process. In this article, we are going to talk about the various benefits of a third party escrowee when dealing with titl...
What Happens When a Problem Arises with Your Property Title?
04/30/2024 06:53 AM
There are many potential problems that can crop up when it comes to commercial property title, including: errors, omissions, and other defects. When a problem arises, it’s important to know how to best proceed. In this article, we are going to talk about what happens when a problem arises with...
What Happens When you Need to Change an Easement
04/29/2024 11:51 AM
Easements are, ideally, meant to be future proof. But in practice, that’s simply not always the case. As time goes by and ownership changes, the needs of an easement can shift. So what do you do if you need to make changes to an easement? In this article, we are going to dive into how to go ab...
The Limits of Commercial Title Insurance Policy
04/24/2024 11:28 AM
While commercial title insurance is an invaluable aspect of any transaction, it’s important to understand that title policies have their limits. In this article, we discuss the potential limits of a commercial title insurance policy.
3 Tips to Help Guide Your Commercial Transaction
04/23/2024 05:26 AM
Commercial real estate transactions can be complex and often frustrating. But having a little knowledge about the process can help put you at ease. In this article, we are going to offer up three tips to help guide your commercial real estate transaction.
The Consequences of Not Having a Title Insurance Policy
04/22/2024 11:24 AM
Securing title insurance for your commercial property is paramount to protect your interest in the real estate itself. However, some people don’t understand just how important title insurance is when purchasing commercial property. In this article, we are going to talk about some of the conseq...
3 Ways to Create a Road Easement
04/17/2024 11:03 AM
Road easements are quite common and can be created via a variety of different methods. In this article, we are going to walk through three ways that road easements can be created.
2 Ways Title Insurance Protects Your Commercial Property
04/16/2024 05:00 AM
There are many reasons why it’s beneficial to secure title insurance coverage when purchasing commercial real estate. In this article, we are going to discuss two ways in which title insurance protects your commercial property.
What to Know About Highway Rights of Way in Minnesota
04/15/2024 10:56 AM
Highway rights of way are one of many elements that need to be addressed when underwriting commercial title insurance. In this article, we are going to talk about a few important things to keep in mind when dealing with highway rights of way in the state of Minnesota.
What to Know About Easements By Prescription
04/10/2024 12:16 PM
Easements come in a few different forms. One such form is an easement by prescription (also known as a prescriptive easement). In this article, we are going to discuss a few things you should know about easements by prescription.
What to Know About Title Insurance SWAP Endorsements
04/09/2024 04:14 AM
There are many different types of endorsements that can be used when underwriting title insurance. In this article, we are going to talk about a few things to know about SWAP endorsements in the realm of title insurance.
Collaboration & Communication Are The Keys to A Successful Commercial Transaction
04/08/2024 12:12 PM
In any commercial transaction, a skilled commercial title company is integral to the success of the transaction. That being said, the onus is not entirely on the title company to ensure success. It is essential that the person conducting the transaction collaborate and communicate with the title com...
The Signatures Required for Plat Creation
04/03/2024 03:19 PM
There are several key pieces of information required throughout the process of creating a plat. Gathering the appropriate signatures is one of the most important pieces of the plat puzzle. In this article, we talk about the important signatures required when creating a plat.
What’s the Difference Between an Easement & a License Agreement?
04/02/2024 03:16 AM
When a title company is underwriting an easement, it’s important to figure out if they are, in fact, dealing with an easement rather than a license agreement. Easements and licensing agreements have some similarities but it’s essential to delineate between the two. In this article, we ar...
Defining a Few Essential Commercial Title Insurance Terms
04/01/2024 03:13 AM
The commercial title insurance industry is replete with terms that may be confusing and foreign to the average person. Nevertheless, it’s important to understand some of the basics before diving into a commercial transaction. In this article, we define a few essential commercial title insuranc...
What to Know About Railroad Easements
03/27/2024 03:10 PM
There are a number of important details to remember when it comes to railroad easements. In this article, we are going to discuss a few things to keep in mind when dealing with railroad easements.
3 Things that can Interrupt Your Commercial Transaction
03/26/2024 05:07 AM
There are many things that can go wrong throughout the course of a commercial real estate transaction. But knowing what those potential pitfalls are can help you avoid them. In this article, we are going to discuss a few things that can lead to delays in your commercial real estate transaction.
A Few Notes on Terminating an Easement
03/25/2024 03:05 PM
In the world of commercial title insurance, easements can be created, amended, and terminated. There are several ways in which easements can be terminated. In this article, we talk about a few methods by which an easement can be terminated.
The Uniqueness of Every Commercial Title Insurance Policy
03/20/2024 12:03 PM
Every title insurance policy on a commercial property is unique. That’s because no two commercial transactions are identical. The individualized nature of commercial title policies requires a personalized approach from a title company. In this article, we discuss what makes each commercial tit...
3 Qualities of a Great Commercial Title Company
03/19/2024 06:00 AM
Many title insurance companies provide good service to their clients. But there are a few things that separate a good title company from a great one. In this article, we are going to talk about a few qualities that make a commercial title insurance company not just good, but great.
What You Pay for with a Commercial Title Insurance Policy
03/18/2024 11:58 AM
When considering a commercial title policy, cost is an important factor. Many people have questions about what they are responsible for paying when it comes time to close on their property. In this article, we discuss what exactly you pay for and who pays for what with a commercial title insurance p...
How Long Does an Easement Last After It’s Created?
03/13/2024 11:25 AM
There are many questions surrounding the creation, maintenance, and termination of easements. Title insurance companies deal with easements on a regular basis and are very familiar with all of their intricacies and idiosyncrasies. In this article, we are going to talk about how long easements last a...
2 Options for Eliminating Items From a Torrens Property Certificate of Title
03/12/2024 05:23 AM
When dealing with Torrens property, sometimes there are items listed on the certificate of title that you are not able to obtain a release for. When this occurs, what options do you have? In this article, we are going to offer up a couple tips for eliminating items from a Torrens property certificat...
What Commercial Title Insurance Does Not Cover
03/11/2024 11:21 AM
Many people conducting commercial real estate transactions have questions about what their title insurance policy will cover. In this article, we are going to discuss a few things that commercial title insurance covers and, perhaps more importantly, what it does not cover.
Title Searches Are Essential Even if the Previous Property Owner Conducted One
03/06/2024 12:03 PM
Conducting a title search on property you are going to purchase is one of the best ways to protect yourself against any future claims on the property that may arise due to issues in the chain of title. Title searches are common occurrences when purchasing commercial real estate. Some people think th...
Types of Property & Legal Descriptions in the Realm of Platted Land
03/05/2024 06:01 AM
There are several important elements one should be aware of when doing a commercial real estate transaction that involves platted land. In this article, we talk about the types of property and legal descriptions that arise in the realm of platted land.
The Downsides of Failing to Purchase Title Insurance
03/04/2024 11:59 AM
Just as there are many upsides to having a title insurance policy, there are just as many downsides to not having a title policy. Some people don’t want to purchase a title insurance policy because they think it’s a frivolous upcharge. That could not be further from the truth. In this ar...
3 Types of Common Interest Communities in Minnesota
02/28/2024 11:32 AM
There are three types of common interest communities in the state of Minnesota – each valuable in its own way. In this article, we are going to discuss these three types of common interest communities that exist in Minnesota and when to consider each.
4 Things to Keep in Mind When Working with Escrows
02/27/2024 05:31 AM
There are many things to remember when dealing with commercial real estate escrow agreements. In this article, we are going to discuss four things to keep in mind when working with escrows in a commercial real estate transaction.
Preventing Commercial Real Estate Cyber Fraud with Education & Awareness
02/26/2024 11:28 AM
Everyone needs to be cognizant of fraud risks in the commercial real estate industry. In this article, we are going to discuss how to prevent commercial real estate fraud with education and awareness.
The Right of First Refusal in Commercial Real Estate
02/21/2024 11:45 AM
The right of first refusal is a common term in commercial real estate. Despite its prevalence, many people don’t know what exactly it means. In this article, we are going to discuss the right of first refusal in commercial real estate dealings.
The Most Common Commercial Title Insurance Defects
02/20/2024 05:43 AM
Despite the best efforts and intentions, sometimes defects occur in the chain of title to a property. Defects can cause a lot of headaches, so it’s important to resolve them before the purchase of your commercial property. In this article, we will discuss a few of the most common commercial ti...
How to Deal with a Commercial Title Claim
02/19/2024 11:41 AM
While there are protocols in place to avoid them, ownership disputes do arise in the commercial title industry. When someone brings a claim against your property, it can be confusing and frightening. In this article, we are going to talk about how to deal with a commercial title claim.
Proceedings & Necessary Party Exams
02/15/2024 12:09 PM
Commercial property foreclosures can be complex. It’s important to work with an experienced commercial title company to avoid any potential issues throughout the process. In this article, we are going to discuss the basic steps of a commercial foreclosure and talk about how we can help you thr...
Remember These Commercial Title Insurance Essentials
02/14/2024 12:05 PM
Commercial title insurance can be complex and intimidating for those who are dipping their toes in for the first time. It’s easy to feel a sense of overwhelm when dealing with a commercial transaction, but if you have an understanding of the basics, you will feel more informed and comfortable ...
Torrens Property & Satisfactions of Mortgage
02/13/2024 12:03 PM
Torrens property crops up quite often in the world of commercial title insurance, and comes with its own particular set of pros and cons. In this article, we are going to discuss why it may be difficult to obtain a satisfaction of mortgage when dealing with Torrens property.
The Primary Duties of a Commercial Title Insurance Company
02/07/2024 09:00 AM
Partnering with a skilled commercial title company during your commercial transaction is one of the best ways to ensure your transaction is successful. However, some people have questions about what a title insurance company actually does throughout the course of a commercial transaction. In this ar...
Avoiding Inaccurate Property Legal Descriptions
02/06/2024 05:58 AM
Obtaining accurate legal descriptions of your property is a must-do in any commercial real estate transaction. The best way to ensure that you have the correct legal description is to work with a title insurance company. In this article, we are going to explain why it’s important to obtain acc...
What to Know About Easement Drafting & Maintenance
02/05/2024 11:56 AM
As a commercial title company, we deal with easements all the time. There are a lot of questions and misconceptions about easements and we’d like to address some of those questions here. In this article, we are going to talk about a few things you should know about easement drafting and mainte...
Utilize UCCPlus to Insure Non-Real Estate Transactions
01/31/2024 06:53 AM
UCCPlus is a division of Fidelity National Title Group that offers title insurance for personal property transactions. In this article, we are going to discuss the specific services provided by UCCPlus and why you should consider them for your next non-real estate transaction.
How to Edit the Text of a Title Policy
01/30/2024 06:52 AM
The specific wording and details included in a commercial title policy are extremely important and precise. It’s important to read and understand the details of your commercial title policy before you sign and accept it. Many people have questions about how to change the text of their title po...
How we Handle Earnest Money Escrows
01/29/2024 11:47 AM
Earnest money escrows are common in commercial real estate transactions. In this article, we are going to discuss how we handle earnest money escrows in commercial transactions.
Construction Disbursing Services we Provide
01/24/2024 03:58 PM
Construction disbursing is one of the primary services we provide at Commercial Partners Title Company. We have decades of experience working on all types of builds and can confidently facilitate yours. In this article, we are going to discuss the construction disbursing services we provide to our c...
3 Reasons Why Accuracy is Important When it Comes to Easement Legal Descriptions
01/23/2024 02:56 AM
Underwriting title insurance is all about accuracy. One of the most common problems we, as title insurers, run into when working on easements is inaccurate or insufficient legal descriptions. In this article, we are going to discuss three reasons why accuracy is important when it comes to legal desc...
5 Cybercrime Prevention Tips
01/22/2024 03:53 PM
Cyber criminals are getting more and more sophisticated with every passing day. It’s essential that anyone dealing with a commercial real estate transaction take steps to safeguard themselves from cybercrime. In this article, we are going to walk through five cybercrime prevention tips that yo...
3 Value-Added Commercial Real Estate Services we Provide
01/17/2024 11:06 AM
At Commercial Partners Title Company, our main focus is on providing title underwriting services to our clients. However, we also offer a variety of additional real estate services that can add value to your commercial transaction. In this article, we are going to talk about a few value-added real e...
What a Title Company Does During the Closing Process
01/16/2024 06:03 AM
Closing is the most important part of any commercial real estate transaction, regardless of the type of property involved. In this article, we are going to discuss the closing and escrow processes for commercial property transactions.
2 Types of Trusts Commonly Used in Commercial Real Estate Transactions
01/15/2024 10:53 AM
In the world of commercial real estate, trusts are legal instruments that are often used to designate what happens to property after an owner passes away. Trusts come in several different types – each with their own idiosyncrasies. In this article, we are going to discuss three types of trusts...
How to Safeguard Against Social Media Cybercrime in Commercial Transactions
01/10/2024 11:39 AM
Cybercrime is an ever-expanding problem in commercial transactions, especially after the COVID-19 pandemic with more people working from home and living online. Here are some tips to protect yourself from cybercrime when engaging in a commercial title transaction.
The Best Ways to Ensure a Smooth Closing Process
01/09/2024 05:37 AM
There are many different ways that closing on a commercial real estate transaction can go wrong. It’s important to be proactive leading up to the closing table and take steps to ensure a smooth closing process. In this article, we are going to talk about the best way to ensure a smooth closing...
What is Title Clearance in a Commercial Real Estate Transaction?
01/08/2024 11:35 AM
Title clearance is one of the most important steps in the process of a commercial transaction. In this article, we are going to talk about the importance of title clearance in a commercial real estate transaction.
Can You Elect Not to Purchase Title Insurance?
01/04/2024 05:18 AM
There are many questions that arise during a commercial transaction. One of the most basic is – “do I even need to purchase title insurance?” In this article, we are going to discuss if you can elect not to purchase title insurance.
What is a Sources & Uses Statement?
01/03/2024 06:15 AM
There are many documents involved in a commercial title transaction. One of the most important documents that a title company needs is the sources and uses statement. In this article, we are going to define what exactly a sources and uses statement is and why it’s important in a commercial tit...
The Role of the Surveyor in Creating a Plat
01/02/2024 06:12 AM
When it comes to creating a plat, there are many people who play important roles. In this article, we are going to discuss one of the most important roles in creating a plat – the surveyor.
Exclusive vs. Non-Exclusive Easements
12/19/2022 11:03 AM
We’ve been talking a lot about easements recently. An important thing to consider when drafting an easement is whether the easement is intended to be exclusive or non-exclusive. In this article, we will take a look at the differences between exclusive and non-exclusive easements.